uob particular banking
uob particular banking
Blog Article
UOB Financial institution offers a range of individual banking companies meant to meet the monetary demands of people. Down below is an intensive overview to assist you fully grasp the key aspects and offerings.
Kinds of Accounts
Cost savings Account: This account means that you can spend less while earning desire.
Features: Easy access, desire earnings, negligible service fees.
Benefits: Safe spot for your cash, probable expansion by way of curiosity.
Existing Account: Ideal for daily transactions and managing fees.
Options: Checkbook facility, overdraft defense.
Positive aspects: Hassle-free for regular payments and withdrawals.
Preset Deposit Account: For the people aiming to receive larger interest fees in excess of a fixed period.
Capabilities: Mounted term deposits, bigger fascination prices compared to price savings accounts.
Positive aspects: Secure financial investment selection with predictable returns.
Loans
Particular Loans: Unsecured financial loans that could be utilized for various uses like training or household renovation.
Varieties:
Installment Financial loans
Credit score Strains
Advantages: Versatile repayment terms, competitive desire prices.
Household Loans: Tailor-made methods for acquiring assets or refinancing existing mortgages.
Styles:
Set Amount Home Bank loan
Floating Level House Financial loan
Benefits: Distinct designs to suit specific requires, appealing costs.
Bank cards
UOB offers A variety of charge cards catering to unique existence and spending behavior:
Rewards Playing read more cards: Gain details on every buy which may be redeemed for presents or journey miles.
Cashback Playing cards: Get dollars rebates on day to day spending like groceries and dining out.
Travel Cards: Unique Rewards like air miles accumulation and journey insurance policies protection.
Financial commitment Products and services
For people serious about growing their prosperity as a result of investments:
Device Trusts * Diversified portfolio managed by gurus. * Well suited for very long-expression expansion aims.
Structured Deposits * Combines the attributes of conventional deposits with expense goods. * Possibly higher returns but with a few possibility included.
Insurance policies Items
To protect yourself and All your family members in opposition to unforeseen events:
Everyday living Insurance plan * Supplies monetary stability in the event of death or significant ailment. * Also can function a discounts Instrument based on the plan picked.
Health Insurance plan * Covers professional medical bills such as hospitalization prices. * Essential for mitigating significant healthcare expenditures.
Digital Banking Expert services
Ease at your fingertips as a result of digital platforms:
Online Banking
Permits you to regulate your finances on the net:
See account balances and transaction heritage
Transfer funds among accounts or pay back payments
Make an application for new products (loans/charge cards)
Cell Banking
Banking on-the-go by way of cellular applications:
Quick stability checks
Cellular payment solutions (QR code payments)
Notifications & alerts about account activity
With these thorough choices, UOB aims to supply personalised banking methods that cater especially to particular person prerequisites whilst making certain advantage and stability in all transactions.